The Modern Prepaid Financial Infrastructure.
Patent-backed payroll, cross-border transfer and card-issuing infrastructure operated by regulated partners across 150+ countries. The rails behind modern money movement.
150+
Countries licensed
1.4B
Unbanked addressable
20+
Years operating
The patented dual-card system — local payroll, global liquidity.
Operated like critical financial infrastructure.
Tokenised card data, real-time fraud screening, and the same regulatory posture global card issuers operate under. Built once, licensed to operators, banks and telecoms across every region we serve.
PCI-DSS L1
AES-256 at rest · TLS 1.3 in transit
24/7 monitoring
Sub-second fraud signal evaluation
Encrypted A2A
Patent-protected dual-card architecture
99.99% uptime
Multi-region settlement & failover
Trusted across
150+ countries
Networks
Visa® · Mastercard®
Support
24/7 multilingual desk
One Pack. Two Cards. One Patented System.
The world's only regulated dual-card money-sharing architecture — protected by US Patent 7,581,674 B2.
①
PRIMARY CARD
You keep this card. Your salary or funds load here.
You control everything from the TransCash mobile app.
Works at any Visa or Mastercard terminal worldwide.
②
REAL-TIME TRANSFER
Allocate any amount instantly — A2A transfer, Primary to Secondary.
Zero remittance fees. No bank account required.
You decide exactly how much your family receives.
③
SECONDARY CARD
Your family members hold this card anywhere in the world.
Receives only what you allocate — controlled access.
Up to 10 supplementary cards per Primary.
Protected by US Patent 7,581,674 B2, filed with the United States Patent and Trademark Office. Protected internationally under the Paris Convention.
Built differently. Built for scale.
Patent-Backed Architecture
The only regulated dual-card money-sharing system of its kind. US Patent 7,581,674 B2, protected internationally.
Financial Inclusion Mission
Built for 1.4 billion unbanked adults worldwide — migrant workers, seasonal labor, underserved families across borders.
Payroll + Remittance in One
Salary in, family support out, in a single integrated system. No need for a separate remittance app.
Bank-Grade Compliance
PCI-DSS L1, FinCEN MSB, AML/KYC, ISO 27001, GDPR. Issued under Visa® and Mastercard® network licenses.
Global Licensing Model
Territory operators, banks, EMIs and retail networks can license the platform. Full white-label and API access.
Established 2002
Over two decades of regulated prepaid financial infrastructure. Not a startup — a proven, licensed platform.
One System. Five Steps. Zero Bank Account Required.
Worker receives salary
Funds originate from an employer or remittance source.
Loaded to Primary Card
Salary lands on the worker's regulated Primary Card.
Allocate via Mobile App
Worker decides how much to share, in seconds.
Secondary Card activated
Family member's linked card receives the allocation.
Family spends locally
Use anywhere Visa® and Mastercard® are accepted, worldwide.
Partner with the Platform.
TransCash is a licensing and infrastructure business. Six commercial partner profiles, one regulated platform.
Banks & EMIs
White-label card programs, BIN sponsorship, compliance framework.
Explore Banking PartnershipsTerritory Distributors
Exclusive territory licensing rights with revenue share model.
Apply for Territory RightsPayroll Operators
Employer payroll card programs, unbanked workforce solution.
Get Payroll InfrastructureTelecom Groups
Bundle mobile + financial services through existing SIM networks.
Explore Telecom IntegrationLicensing Partners
Full IP license, white-label programs, API infrastructure access.
Request Licensing InfoDesigned for Global Deployment.
Europe
Belgium · France · Germany · Spain · Netherlands · Italy
Primary market
Middle East
Gulf states · Jordan · Lebanon · Egypt
High-corridor remittance
Africa
North & West Africa corridors
Financial inclusion focus
Americas
USA · Canada · Latin America
Beverly Hills HQ
Licensed · Compliant · Ready to Deploy — 150+ Countries
Financial Inclusion Built for Those Who Need It Most.
More than 1.4 billion adults worldwide remain unbanked. TransCash was founded to change that — providing migrant workers, seasonal labor, and underserved families with regulated, dignified access to:
- Payroll & salary payments without a bank account
- Cross-border family support with zero remittance fees
- Digital financial identity via Visa® and Mastercard® networks
- Secure, PIN-protected, fully insured transactions
A regulated card for every tier of need.
Premium
Black Edition
Elevated limits & premium features
Target user
High-value consumers
Key feature
Premium card design, elevated transaction limits
Privilege
Black Gold
Concierge access & dedicated support
Target user
High-net-worth individuals
Key feature
Dedicated concierge line, maximum limits
Privilege
Platinum
Maximum limits & priority service
Target user
VIP clients, corporate users
Key feature
Highest tier limits, priority support SLA
Privilege
Silver
Enhanced travel perks programmed in
Target user
Frequent travellers
Key feature
Multi-currency load, travel benefit integration
Money that moves with people.
Travelers, families, employers and operators — connected on a single regulated rail. From payroll to remittance to retail spend, in a single tap.
PCI-DSS Level 1
Tokenised PAN, AES-256 at rest, TLS 1.3 in transit.
FinCEN MSB · AML / KYC
FinCEN-registered, sanctions and OFAC screening on every transaction.
Visa® · Mastercard®
Worldwide acceptance on the global card networks.
TransCash, Inc. · Established 2002 · US Patent 7,581,674 B2 · Licensed in 150+ Countries
Money, reimagined
for a borderless life.
A regulated dual-card platform carried in over 150 countries. Speak with our team to learn more.