An IP & infrastructure licensing business in regulated payments.
TransCash monetises a patented dual-card prepaid architecture through territory licensing, white-label programs and per-transaction infrastructure economics — across the global Visa® and Mastercard® acceptance footprint.
Patented infrastructure.
Global distribution.
- Exclusive rights to the patented two-card linked prepaid program
- Active across multiple markets through licensee partnerships
- Institutional compliance, PCI-DSS, FinCEN MSB, AML/KYC
- Two decades of operating history in regulated payments
- Multi-region issuer-processor with redundant failover
The patent that underpins every product.
US Patent 7,581,674 B2 — the world's only regulated dual-card money-sharing architecture. Protected internationally under the Paris Convention. This patent underpins every TransCash product and licensing agreement globally.
Built for compounding,
designed for trust.
Patent-protected IP
Exclusive worldwide rights to US Patent 7,581,674 B2 — the dual-card linked prepaid architecture, registered in 170+ Paris Convention member states.
Asset-light licensing model
Revenue derives from territory licensing fees, white-label program royalties and per-transaction infrastructure economics — not balance-sheet risk.
Global Visa & Mastercard rails
Distribution through licensed issuers and the worldwide Visa® and Mastercard® acceptance footprint — no scheme membership required of partners.
Recurring infrastructure economics
Interchange, FX margin, load fees and licensee royalties compound across cardholder, payroll and remittance flows.
Institutional posture
PCI-DSS Level 1, FinCEN MSB registration, ISO 27001, GDPR, AML/KYC and OFAC screening on every transaction. Annual third-party audits.
Defensible category position
The only patented dual-card system in market — 23 years of operating history, two decades of regulatory continuity since 2002.
A trillion-dollar opportunity,
licensed and ready to deploy.
TransCash sits at the intersection of three of the largest structural flows in global finance: cross-border remittance, financial inclusion and card-rail payments. Our IP and licensee distribution position us to monetise across all three.
1.4B
Unbanked adults worldwide
Primary target market
$800B+
Global remittance flows annually
Cross-border opportunity
300M+
Migrant workers globally
Core user base
12% CAGR
Employer payroll card market growth
B2B distribution channel
Sources: World Bank Migration & Remittance Brief, Global Findex 2021, Nilson Report. Forward-looking figures are estimates, not guarantees.
Infrastructure & licensing — three revenue streams.
TransCash generates revenue through three streams:
Territory licensing
Licensing fees and revenue share from operators across 150+ countries.
Cardholder revenue
Per-cardholder subscription fees and transaction-level revenue.
B2B & API licensing
Employer payroll programmes and Apollo A platform licensing.
Independent oversight.
Audited operations.
Independent board
Five-member board with three independent directors. Audit and compensation committees.
Audit & oversight
Annual financial audit and PCI-DSS attestation by independent assessors.
Disclosures
Quarterly investor letters, annual report and ESG summary available on request to qualified investors.
Two decades of operating history.
2002
Founded
Incorporated as a pioneer of the prepaid debit card industry.
2009
Patent granted
US 7,581,674 B2 secures the two-card linked prepaid architecture; Paris Convention extension worldwide.
2014
Global expansion
Licensee program rolled out across EMEA, LATAM and APAC.
2024
Re-platformed
Modern issuer-processor stack with real-time allocation and APIs.
Money, reimagined
for a borderless life.
A regulated dual-card platform carried in over 150 countries. Speak with our team to learn more.