Card programs

Three tiers. One regulated platform.

Consumer Financial Products, Business Solutions, and Licensing & Infrastructure — issued under bank-grade compliance on the Visa® and Mastercard® networks.

A

Consumer Financial Products

Dual Pack · GPR · Payroll Card · Mobile App · Multi-Currency Travel

Audience

Individual consumers, migrant workers, families

B

Business Solutions

Employer Payroll Programs · Workforce Payout · Merchant Integration

Audience

Employers, payroll operators, HR departments

C

Licensing & Infrastructure

White-Label Programs · Territory Licensing · BIN Sponsor Integration · Issuer API

Audience

Banks, EMIs, telecom groups, territory operators

Tier A — Consumer Financial Products

Individual consumers · migrant workers · families

Flagship

Dual Pack Money Sharing Cards

Protected by US Patent 7,581,674 B2 — the only regulated dual-card money-sharing architecture of its kind. Protected internationally under the Paris Convention.

Two linked Visa or Mastercard prepaid cards in a single sealed pack. Keep the Primary; give the Secondary to a loved one. Move money between them in real-time via Account-to-Account transfers, securely, instantly and without remittance fees.

  • Two cards, two separate accounts
  • Real-time A2A transfers, Primary → Secondary
  • Secondary card receives only what you allocate
  • Up to 10 supplementary cards linked to Primary
  • Maximum of 2 packs per customer
Enquire about Dual Pack
Everyday

General Purpose Reloadable

A standalone single GPR prepaid card built for everyday consumers. Reloadable via direct deposit, cash or transfer. Withdraw worldwide, pay in stores, online and over the phone, anywhere Visa or Mastercard are accepted.

  • Reloadable by Direct Deposit, cash or transfer
  • Worldwide ATM withdrawals & POS purchases
  • Cash back at participating merchants
  • Monthly statements by mail or electronically
  • Card replaced if lost or stolen, funds remain safe
Enquire about GPR Card
For Travellers

Multi-Currency Travel Card

Travel the world with a single card. Hold up to 16 currencies and lock-in the rate at the moment you load. Chip & PIN security across 2M+ ATMs and 35M+ Mastercard locations worldwide.

  • Up to 16 supported currencies
  • Lock-in exchange rate at load time
  • Chip & PIN security
  • Reload via agency, retail, ATM, web or mobile
  • Independence from currency fluctuations
Enquire about Travel Card

Tier B — Business Solutions

Employers · payroll operators · HR departments

Payroll

Employer Payroll Programs

End-to-end payroll card programs for employers. Salary loaded automatically on payday. Replaces paper checks. Built for unbanked workforces.

  • Salary loaded automatically each pay period
  • Available on payday, no waiting on the mail
  • Reduces payroll-processing & fraud costs
  • Eco-friendly: no paper checks
  • Empowers unbanked employees with a Visa/Mastercard
Enquire about Payroll Programs
Workforce

Workforce Payout

Instant mass payout to distributed workers, contractors and seasonal staff via regulated prepaid card infrastructure.

  • Instant mass disbursement
  • Contractor and gig-worker payouts
  • Seasonal and temporary workforce coverage
  • Regulated prepaid rails
  • API-driven batch payments
Enquire about Workforce Payout
Retail

Merchant & Retail Integration

Cash-in and cash-out load point integration for retail networks and merchant partners.

  • Retail cash-in / cash-out load points
  • Merchant partner onboarding
  • POS and till integration
  • Branded load voucher options
  • Settlement and reconciliation tools
Become a Load Point

Tier C — Licensing & Infrastructure

Banks · EMIs · telecom groups · territory operators

White-label

White-Label Card Programs

Full white-label licensing of the TransCash card platform. Your brand. Our regulated infrastructure. Visa and Mastercard issued.

  • Branded card issuance under your institution
  • Full program management on TransCash rails
  • Visa and Mastercard scheme membership
  • Compliance framework included
  • Apollo A platform access
Request White-Label Info
Territory

Territory Licensing

Exclusive territory rights with revenue share model. Full operational framework, compliance support and ongoing Apollo A platform access.

  • Exclusive country / regional rights
  • Revenue share commercial model
  • Operational and compliance support
  • Ongoing Apollo A platform access
  • Defined regulatory scope
Apply for Territory Rights
BIN Sponsor

BIN Sponsor Integration

BIN sponsorship framework for banks and EMIs entering the regulated prepaid card market under Visa and Mastercard network licenses.

  • BIN sponsorship via regulated issuing partners
  • Visa and Mastercard network access
  • Scheme rule alignment
  • Settlement and clearing support
  • Risk and compliance oversight
Explore BIN Sponsorship
Apollo A API

Issuer API — Apollo A Platform

Full API access to the Apollo A backend platform for licensees building on TransCash infrastructure. Documentation on request.

  • REST APIs, webhooks and SDKs
  • Card issuance and lifecycle endpoints
  • Account and balance services
  • Transaction and settlement feeds
  • Sandbox and production environments
Request API Documentation
The honest comparison

Why not just use a remittance app?

Licensing partners and investors ask this question. Here is the answer.

FeatureTransCashWise / RemitlyStandard Prepaid
Two linked cards (sender + receiver) Patented system Not available Single card only
Zero fees Primary → Secondary A2A transfer, no fee Transfer fees apply No linked accounts
No bank account needed KYC only Yes Yes
Employer payroll integration Full payroll card Not available~ Limited only
Regulated / licensed infrastructure PCI-DSS L1, FinCEN Regulated~ Varies
Patent-protected architecture US Patent 7,581,674 No No
White-label / territory licensing Full licensing model Not available Not available
Built into every card

Convenience. Safety. Reduced cost.

Global acceptance

Anywhere Visa or Mastercard are accepted, over 150 countries, 1M+ ATMs.

Safer than cash

PIN-protected, instantly lockable, fully traceable. Lose the card, not your money.

Bankless approval

No bank account, no credit check, just government ID for KYC verification.

Multi-channel reload

Reload via voucher, partner outlet, direct deposit or web transfer.

Card lineup

Eight cards. Four tiers. One platform.

See how activation works
TransCash Classic

Classic

Everyday

Essential everyday spending & reloading

Target user

First-time users, everyday consumers

Key feature

No minimum balance required

TransCash Signature Blue

Signature Blue

Signature

Enhanced reload limits + priority support

Target user

Regular users wanting more flexibility

Key feature

Higher daily spend and ATM limits

TransCash Signature Red

Signature Red

Signature

Premium Signature tier with extended benefits

Target user

Active users, frequent reloaders

Key feature

Extended reload and transfer limits

TransCash Black Edition

Black Edition

Premium

Elevated limits & premium features

Target user

High-value consumers

Key feature

Premium card design, elevated transaction limits

TransCash Black Gold

Black Gold

Privilege

Concierge access & dedicated support

Target user

High-net-worth individuals

Key feature

Dedicated concierge line, maximum limits

TransCash Platinum

Platinum

Privilege

Maximum limits & priority service

Target user

VIP clients, corporate users

Key feature

Highest tier limits, priority support SLA

TransCash Silver

Silver

Privilege

Enhanced travel perks programmed in

Target user

Frequent travellers

Key feature

Multi-currency load, travel benefit integration

TransCash Silver Heritage

Silver Heritage

Privilege

Heritage edition — collector design, full Privilege access

Target user

Collectors, premium gift market

Key feature

Limited edition design with gift packaging

Get in touch

Money, reimagined
for a borderless life.

A regulated dual-card platform carried in over 150 countries. Speak with our team to learn more.